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Treasury Management Services

Faster, Easier Cash Flow Management


Treasury management services help businesses better manage cash flow, as well as reduce the risk of fraud and administrative costs associated with check processing. U.S. Century Bank's Treasury Management services give customers full online access to their accounts and transactions to maintain a healthy cash flow.

Read on to learn about all the services we offer.

Our Online Cash Management platform is designed to help your business save time and money on external payments, bill-pay payments, loan payments, and more. Business owners can manage multiple users, give varying levels of access to accounts, and provide security tokens for ACH and wire transfers. Additionally, you can easily export transaction information into different file formats to work with your accounting software.
Our Wire Transfer Services make sending and receiving funds easier and more secure than ever. U.S. Century Bank helps you initiate wire transfers from your office and receive incoming/outgoing wire notifications and confirmations.
Positive Pay is an automated check fraud prevention program that identifies items presented for payment - which your business did not issue - and helps minimize the opportunity for fraud and lost or stolen checks.
U.S. Century Bank offers comprehensive treasury management services to help merchants streamline payments processes. You can easily process major credit cards, debit cards, gift cards, and Electronic Benefits Transfers (EBTs). Moreover, our payment processing services include E-commerce and internet payment processing to provide merchants with even more convenience and flexibility.
ACH origination services simplify the way to manage finances and free up time and energy to focus on building your business. This service provides fast transfers and access to funds, as well as time and security benefits. Additionally, it allows for direct deposits and payments, including payroll payments, vendor payments, collections, tax payments and more. 
U.S. Century Bank has a convenient account reconciliation service to help manage your finances. This service provides reports of checks issued by your company, enabling you to balance accounts with ease and accuracy. You'll benefit from decreased administrative costs and effective risk management, all while being rest assured that your accounts are up-to-date and in good standing.
We make it easy to streamline the accounts receivable process and quickly deposit payments with our remote deposit capture feature. Businesses can make deposits from any office or storefront and consolidate deposits from multiple locations to enhance accuracy. Businesses can also review daily transactions and reports with this service, with robust data security to protect against potential breach. The security features cover secure internet connection and multi-factor authentication to access the system.
Our lockbox banking services allow you to speed up payment processing from customers, improving your accounts receivable system and giving you faster access to funds. We handle customer payments and deposits and provide detailed information to help you stay informed. Both retail and wholesale lockbox services are offered.

U.S. Century Bank works to provide you with industry-leading online banking technology and customer service support so you can stay focused on growing your business. And, with our safety and security measures, you can rest assured that your business's finances are in good hands. 

If you’re interested in learning more about treasury management services and how they can benefit your business, contact our team for more information.

Small Business Administration (SBA)

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