Business Checking
You work hard to grow your business and you need a checking account that will work for you, providing state of the art technology that simplifies your banking. A Business Checking account at U.S. Century Bank also comes with personal service that creates a meaningful relationship between you and your banker.
BUSINESS DDA
CHECKING
Simplify your business banking with our Business DDA Checking Account. Designed to keep your operations running smoothly, this account offers flexibility, convenience, and value — all in one place. Whether you’re managing daily cash flow or planning for growth, our Business DDA Checking Account gives your business the financial foundation it deserves.
Learn More
Business
analysis checking
Take control of your business finances with our Business Analysis Account. Perfect for companies with higher transaction volumes or complex cash management needs, this account helps you maximize efficiency and reduce costs. With an earnings credit that can offset fees, detailed monthly account analysis, and powerful treasury management tools, you’ll gain the insights and flexibility to make smarter financial decisions. Streamline your business banking — and let your money work as hard as you do.
Learn More
business now checking
(interest bearing)
Earn more while managing your business with ease through our Business NOW Checking Account. Designed for sole proprietors, nonprofits, and qualifying organizations, this account combines the convenience of everyday checking with the benefit of earning interest on your balance. Enjoy easy access to your funds, digital banking tools, and competitive rates that help your money grow while it works for your business. With flexible features and smart banking solutions, our Business NOW Checking Account helps you make the most of every dollar.
Learn More
Expand your reach with our International Business Checking account. Built for companies that operate across borders, this account simplifies global transactions while keeping your finances secure and accessible. Enjoy seamless international wire transfers, multi-currency capabilities, and online tools that make managing overseas payments effortless.
Learn More
iota
checking
Support your clients and your community with our IOTA Checking Account. Designed specifically for attorneys and law firms, this account allows you to manage client trust funds easily and in full compliance with state bar requirements. Interest earned on the account is automatically remitted to the appropriate state IOTA program, helping fund legal aid and justice initiatives. With secure online access, detailed reporting, and reliable service, our IOTA Checking Account makes trust fund management simple, compliant, and impactful.
Learn More
TM ANALYSIS
ACCOUNT
Optimize your cash flow and streamline your business operations with our Treasury Management (TM) Analysis Account. This account is designed for businesses with complex financial needs, providing comprehensive reporting, cash flow analysis, and tailored solutions to manage your liquidity more effectively.
Learn More
ASSOCIATION
BANKING
Simplify your organization’s finances with our Association Banking Accounts. Tailored for homeowner's associations (HOAs), condominium associations, property management companies, and community organizations, this account provides the tools and flexibility you need to manage membership dues and operational funds.
Learn more about our Association Banking products and services.
PRIVATE CLIENT
GROUP
The power behind your financial journey. Whether you’re looking to maximize savings, streamline business operations, or enhance your personal banking experience, our Advantage accounts come with a host of premium benefits, including competitive rates, advanced digital tools, and personalized service. Backed by a team that understands your needs and a commitment to innovative banking solutions, U.S. Century Bank ensures that your financial goals are always within reach. Explore our Advantage products today and discover the difference of banking with a trusted partner.
MERCHANT SERVICES
We offer a full range of payment options designed to help you increase sales and increase profits. We design your system with your business in mind including the ability to handle credit, debit, EBT and check payments. With a wide range of point-of-sale options and direct payment within 24 to 72 hours, we can help your business grow. With our reporting solutions, we keep you on top of your sales and payment data.
Note: Merchant Services offered are in conjunction with a third-party merchant services provider, Ireland Pay.
business credit cards
We understand how important expense management is to your bottom line. You work hard to manage your business expenses and we have a variety of cards that can help with that! From simple expense management to improving your bottom line with great rewards, U.S. Century Business Credit Card services work as hard as you do to improve your business performance.
Note: The credit card services offered are in conjunction with a third-party credit card provider, Cards Assets.
century secure plus
ics®/cdars®
Century Secure Plus is a U.S. Century Bank service for clients looking to benefit from FDIC insurance on deposit amounts larger than the standard maximum of $250,000. Our ICS® and CDARS® products increase your access to FDIC insurance coverage for your checking, money market and certificate of deposit accounts.
You will be completely covered through a single banking relationship with us, while earning interest with no additional fees.
COMMITTED TO HELPING OUR SMALL BUSINESS GROW AND PROSPER
Small Business Administration (SBA)
