Treasury Management

From a secure location you have access to:

Our platforms supports multiples users, and allows you to provide each user with varying levels of access via security tokens for ACH and wire-initiated transactions.  You can also export transaction information using different file formats to work with your accounting software.

Our ACH Origination Services helps  you control the flow of money in and out of your account.  It is simple, providing fast transfers and access to your funds right away.  It's efficient, saving you the time it takes to process incoming paper checks.  It's timely, allowing you to directly debit payments owed to you on time.  It's safe, reducing the risk of fraud and minimizing the opportunities for lost or stolen checks.  Simply said, it simplifies the business of handling your finances so that you can devote your time and energy to building your business.

Whether you need to initiate direct deposit of payroll and vendor payments, collect client payments on a timely basis, or handle Federal or State tax payment and more, U.S. Century Bank's ACH Origination Services can help you run your business better.

At U.S. Century Bank you can initiate wire transfers quickly, easily and securely right from your office.  You can establish recurring transfers and receive incoming wire notifications.

Positive Pay is one of the most effective automated check fraud prevention programs available.  This service is the process through which your company and U.S. Century Bank work together to detect fraudulent activity by identifying items presented for payment that your company did not issue.  Positive Pay is a highly effective defense against check fraud providing multiple levels of security.  It also improves efficiency in your account reconciliation process.  If this is a concern for your company, Positive Pay is your solution.

Account Reconciliation provides reports of checks issued by the Company.  This service will assist you in balancing accounts, reducing administrative costs and managing risk.

Lockbox Banking Services are designed to improve the efficiency and cash flow of your business by accelerating the processing of payments received from customers.  It is a cost-effective way to process payment and speed up access to funds while reducing operating expenses.  We collect your customer payments, deposit the funds into your accounts as you have specified and provide detailed information so you can efficiently update your accounts receivable system.  Retail and Wholesale Lockbox are available.

Merchant services are a part of our larger treasury management services, which help you manage your financial activities efficiently. In partnership with FIS WorldPay, these services give you the tools and resources to process various forms of payments, including major credit cards, debit cards, gift cards, electronic benefits transfers (EBTs), and contactless payments like Apple Pay and Google Pay. 

• Saves Time - You no longer have to make a trip to the banking center to make a deposit
• Convenient - Deposits can be submitted 24 hours a day, seven days a week, and deposits made by 5:00 pm ET Monday-Friday, are processed the same business day.
• Easy to Use - Just scan your checks, balance your deposit and click submit
• Secure - Business deposits made in this manner are secure
  Enroll now and receive the first 30 days free of charge (domestic customers only). A $50 monthly fee will be charged thereafter along with a $0.15 per item fee. * For more information visit your nearest banking center or contact your banking officer.