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Association Banking

 
 
Specializing in serving the unique financial needs of homeowner's associations (HOAs), condominium associations, property management companies, and community organizations. With a deep understanding of the complexities that associations face, our dedicated team provides tailored banking solutions, from streamlined payment and collections systems to customized lending and treasury services. Whether you're managing day-to-day operations or planning for long-term capital improvements, we're here to help your community thrive with financial confidence and efficiency. 
 

TRUST YOUR FINANCIAL ASSETS WITH A COMMUNITY BANK YOU CAN COUNT ON!

Keep your association running smoothly with automated systems and easy to use technology to collect payments and assessments.
 
  • Lockbox Service:  Fully automated, online payment processing service
    • Single Login

Visit us for your lending needs and see just how committed we are to providing the right solution for your Association. We recognize that every situation is different and It is our goal to adapt to meet your specific lending needs. With a high multi-million dollar legal lending limit, we have the lending capacity to meet the needs of your community and we provide funding for special projects, amenities purchases, and general liquidity.

  • Special Project Financing
  • Amenities Purchase Financing
  • Liquidity Needs
  • Clubhouse Financing
Century Secure Plus is a U.S. Century Bank service for clients looking to benefit from FDIC insurance on deposit amounts larger than the standard maximum of $250,000. Our ICS® and CDARS® products increase your access to FDIC insurance coverage for your checking, money market and certificate of deposit accounts.  
 
You will be completely covered up to $150,000,000 through a single banking relationship with us, while earning interest with no additional fees. 

Offering seamless API integration with leading Management Accounting Software. This service enables automated data syncing between your bank accounts and accounting systems, reducing manual entry, improving accuracy, and enhancing financial oversight for associations. Enjoy real-time transaction updates, simplified reconciliation, and a more efficient financial management experience. 
  • Positive Pay
  • Remote Deposit Capture
  • ACH Payments
  • Coupons
High-Cost Assessments are Out of Control:  What You Can Do If Your HOA Hits You With a Bill - Read More
 
Florida Community Journal Magazine - To Reserve or Not to Reserve? That is the Question by Richard Alfonso - Read More
 
Condo Vultures with Peter Zalewski, Condo Expert and Richard Alfonso - How much will Florida condo fees increase for unit owners with special assessment loan? - Watch on YouTube
 
U.S. Century Bank proud sponsor of Branches - a nonprofit organization that provides life-changing opportunities through education, financial wellness, and leadership development to empower individuals and families in underserved communities - Watch on YouTube
 
Fara Sax with The Community Voice with Isabelle Pike and Richard Alfonso - Watch on YouTube
 
SFLHCC Business Minute with Lily with Richard Alfonso, SVP/Director of Specialty Products - Wacht on YouTube
 




"We are here to help our neighbors as we understand what this market place consist of.  I provide the best level of security and service to our clients.  At the end of the day you are entrusting us with the financial stability of your communities."  Meet our Director of Specialty Products, Rick Alfonso

 

 
 
 
Meet Ana Sanchez Rivero,
Co-Owner & Founder of Allied Property Group
 
 
 
 
Meet Natalie Cedeno, FPMS,
President & CEO of Florida Property Management Solutions
 

 

PERSONAL SERVICE THAT CREATES STRONG BUSINESSES

Business Checking

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