At U.S. Century Bank, we want to welcome you home with a mortgage loan that is right for you. You can count on our knowledgeable team of Home Mortgage Specialists to help you every step of the way. It's another way we work together to make our community a place where families prosper and businesses grow!
Our First Time Homebuyer Programs are available if you’ve never owned your own home, offering unique benefits to give you an affordable home mortgage - including a low fixed rate for qualified applicants, local government programs for low to moderate income homebuyers, and down payment assistance programs through government agencies.
In our diverse South Florida community, we’re proud to welcome visitors from all over the world. When you're ready to purchase property here, we’re ready to help with home mortgage loans for foreign nationals (non-resident aliens). We offer adjustable and fixed rate mortgage options, jumbo loans, and loans for either primary or vacation residences and investment properties.
- You still owe the original amount you borrowed.
- Your monthly payment will increase because you must pay back the principal as well as interest.
- Your payment could increase even more if you have an adjustable rate mortgage (“ARM”) and the interest rate increases.