Two doctors, a woman and a man, with stethoscopes standing in a medical office


Welcome to U.S. Century Bank, where your financial success as a medical professional is our top priority. We understand the unique demands and complexities of your profession, which is why we have designed MDAdvantage — a concierge-level banking service exclusively for healthcare providers like you.

MDAdvantage graphic logo

Our dedicated team of healthcare banking experts is committed to providing you with a comprehensive range of products and services tailored to meet the fast-paced nature of your work. With MDAdvantage, you can streamline your finances and focus on what you do best: caring for your patients.

Join us today and experience banking designed for physicians, dentists, veterinarians, and your practice.
Expert Concierge Service

Our seasoned relationship managers have over 30 years of experience in healthcare banking and are ready to provide personalized guidance, exclusive services, and cutting-edge technology so you can navigate the financial landscape with ease and confidence.

Flexible Lending Options

MDAdvantage offers flexible lending options for various needs such as opening a new practice, expanding a current one, or financing equipment or real estate. Our team works closely with you to find the best solutions for your cash flow needs.

Industry-Leading Treasury Management Platform

Our industry-leading treasury management platform features business e-banking, multi-administrator capability, account and electronic payment services, and cash flow analysis solutions. With dedicated customer service support, MDAdvantage helps you streamline your finances and have more control over your money.
Deposit Solutions tailored to your practice, medical professionals, and staff:

  • Preferred, relationship-based pricing and rates
  • Deposit pick-up service1
  • Extended FDIC coverage (ICS® & CDARS®)
  • Complimentary first business check order2
  • Packaged banking services for staff member
Commercial Deposit Accounts
  • MDAdvantage Business Checking
  • MDAdvantage Business Savings
  • MDAdvantage Business Money Market
Personal Deposit Accounts
  • MDAdvantage Personal Checking
  • MDAdvantage Personal Savings
  • MDAdvantage Personal Money Market
1 Subject to qualifying $25,000 average balance
2 Up to $350
Loans & Lines of Credit to help strengthen your practice and your bottom line:

  • Financing for acquisition, expansion, or relocation
  • Business debt restructuring
  • Commercial lines of credit
  • Purchase of equipment
  • Healthcare RE "construction to permanent" financing
  • Small Business Administration loans3

3 In partnership with the Small Business Administration
Loans subject to credit approval and program guidelines.
Treasury Management services that maximize daily cash flow - such as processing daily co-payments - while protecting against fraud.  Convenient, easy access to all your accounts, plus:

  • Remote Deposit Capture
  • Merchant Services
  • Medical Lockbox Processing
  • Fraud protection with Positive Pay
  • ACH Services
  • Preferred pricing for TM Services
  • Personal E-banking



Treasury Management

looking at financials