Meet our Management Team

Luis de la Aguilera
Chairman, President, and CEO

Rob Anderson
EVP/Chief Financial Officer

Sergio Garrido
SVP/Chief Credit Officer

Nicholas “Nic” Bustle
EVP/Chief Lending Officer

Oscar Gomez
EVP/Director of Global Banking

Martha Guerra-Kattou

EVP/Director of Sales & Marketing

Andres Collazo

EVP/Director of Operations & IT

Maricarmen Logroño

EVP/Chief Risk Officer

Jessica Goldberg
SVP/HR Director

Roberto Diaz, CPA
SVP/Controller, Chief Accounting Officer

Lesner Castillo, CFA
SVP/Treasurer

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Luis de la Aguilera

Chairman, President, and CEO

Luis de la Aguilera is Chairman, President, and CEO of USCB Financial Holdings, Inc. and its banking subsidiary, U.S. Century Bank. Previously, he served as President and Chief Executive Officer since 2015. During his tenure, he has worked to accelerate growth, drive profitability, and deliver shareholder value. Under his visionary leadership, the Bank launched a successful IPO in July 2021, diversifying the investor base and generating new capital to support growth plans. The Bank has grown into one of the largest community banks headquartered in Miami and one of the leading community banks in the state, with assets exceeding $2.2 billion and a network of 10 banking centers. U.S. Century Bank earned its 5-star rating from BauerFinancial, the nation's leading independent bank rating firm.

An experienced banking professional of forty years, Mr. de la Aguilera’s prior roles included serving as President and Chief Executive Officer of TotalBank, overseeing branch-based commercial lending and business development at Ocean Bank, and leading business banking and lending activities at Republic National Bank.

In addition to Mr. de la Aguilera's extensive banking background, he is prominent within the Florida Bankers Association, where he served on the board from 2017-2020. Further, he also served from 2012-2015 as a Director of the Florida School of Banking at the University of Florida, Gainesville and continues his association as an associate instructor. Additionally, he was appointed to represent Florida on the American Bankers Association (ABA) Government Relations Council for 2014-2015. In 2017, Mr. de la Aguilera was named to the Board of Directors of his alma mater Christopher Columbus High School. He has served on the boards of The Education Fund, the Spain-U.S. Chamber of Commerce, and Our Lady of Lourdes Academy.

A committed advocate for pediatric cancer research and awareness, Mr. de la Aguilera served as a founding board member of the SebastianStrong Foundation (2019-2021) and also served on the Miami-Dade Advisory Board of the American Cancer Society. Mr. de la Aguilera graduated from the University of Miami in 1981 with a B.A. in English Literature and a minor in business administration.

Rob Anderson, CPA

Chief Financial Officer

Mr. Anderson is responsible for defining and executing strategies that continue to evolve the Bank’s business practices to increase efficiencies, enhance customer and employee experiences with digital technologies and build shareholder value.

Previously, Mr. Anderson served as Chief Financial Officer and Chief Administrative Officer of CapStar Financial Holdings.

Mr. Anderson earned a bachelor’s degree in Accounting from The Ohio State University and a Master of Business Administration in Finance from Pepperdine University Graziadio Business School. He is also a graduate of the University of Virginia Darden School of Business Executive Education series.

Sergio Garrido

SVP/Chief Credit Officer

Responsible for leading the Bank’s enterprise credit function, including credit strategy, governance, underwriting, portfolio oversight, and regulatory engagement. He has more than 15 years of commercial credit and risk management experience.

During more than 11 years with the Bank, Mr. Garrido he has served as Senior Vice President, Director of Credit Underwriting and as Senior Vice President, Director of Credit Administration.

Previously, he held credit analysis and review roles with FirstBank Florida and World Fuel Services. He holds an MBA from the University of Florida and a BBA from Florida International University.

Nicholas "Nic" Bustle

EVP, Chief Lending Officer

Mr. Bustle has more than 30 years of experience in commercial banking, commercial real estate lending, commercial specialty finance and leasing, private banking and personal trust and investment management. At U.S. Century Bank, he oversees lending functions of the bank, bringing the full scope of the Bank’s portfolio of financing capabilities to market.

He has served as a Board Member of the FIU Foundation, FIU College of Business Dean's Council, Beacon Council, Mercy Hospital Board of Trustees, Community Partnership for Homeless and the Greater Miami Chamber of Commerce.

Mr. Bustle earned a Bachelor of Business Administration from the University of Wisconsin and a Master of Science in International Business from Florida International University.

Oscar Gomez

EVP/Director of Global Banking

Mr. Gomez has more than 30 years of experience in international banking. He oversees all aspects of the Bank’s international banking services including correspondent banking, trade finance, global payment services and private wealth management services.

Previously, he served as Executive Vice President of Global Correspondent Banking and International Private Banking with Regions Bank in Miami.

Mr. Gomez is actively involved with BAFT, Feleban, FIBA and the United Way of Miami-Dade County leadership group.

He earned a bachelor’s degree in Accounting and a Master of Business Administration from Florida International University.

Martha Guerra-Kattou

EVP/Director of Sales & Marketing

Ms. Guerra-Kattou has more than 30 years of banking experience. She leads the marketing division, executing strategies that build the Bank’s brand and visibility, as well as oversees the operation of all banking centers throughout Miami-Dade and Broward counties.

Previously, she served as Vice President of Branch Administration, Senior Vice President of Project Management and Director of Sales and Marketing at TotalBank.

Ms. Guerra-Kattou attended Miami-Dade College and is a graduate of the Florida Bankers Association-Florida School of Banking program. In addition she has completed a credit program from the University of Central Florida College of Business.

Andres Collazo

EVP/Director of Operations and IT

Mr. Collazo has over 28 years of leadership experience in bank operations and Information Technology, including project management and workflow analysis to support Deposit Operations, Information Technology, Loan Operations, International Operations, Retail Operations, Treasury Management, Corporate Security, Procurement and Facilities.

Previously, Mr. Collazo served as Senior Vice President, Information Technology and Bank Operations Manager and in other IT leadership positions with large regional banks.

Maricarmen Logroño

EVP/Chief Risk Officer

Ms. Logroño has over 20 years of experience in banking risk management covering financial, credit, and operational risk, as well as regulatory compliance.

She leads the enterprise risk management and compliance division, including information security, cybersecurity, and third-party risk, and works closely with the executive team to provide oversight for USCB Financial Holdings, Inc. and U.S. Century Bank.

Previously, she served as Corporate Treasurer of Doral Bank in Puerto Rico and has held various senior management positions in the areas of financial and credit risk management, operations, and analytics.

Maricarmen graduated from the University of Puerto Rico with a master’s in business administration (MBA) in finance.

Jessica Goldberg

SVP/Director of Human Resources

Ms. Goldberg has more than 18 years of experience and currently oversees all Human Resources Department functions including compensation & benefit administration, employee relations, talent management and training and development.

Previously, she served as Vice President/Director of Human Resources & Administration at Executive National Bank.

Ms. Goldberg is a member of the Society of Human Resources Management and the Greater Miami Society of Human Resources Management. She serves as President for the South Florida Banking Institute, Director for the South Florida Banking Institute, the Center for Financial Training and the Boys and Girls Clubs of Miami-Dade.

Roberto Diaz, CPA

Controller, Chief Accounting Officer

Mr. Diaz has over 30 years of financial services industry experience in regulatory, investor relations and management reporting. He guides the Bank’s strategic financial plans, and oversees daily accounting operations, including the accounting, payroll, accounts payable and accounts receivable departments.

Previously, he served as Senior Vice President, Controller and Regulatory Reporting Manager at publicly-traded South Florida banks, and as Senior Auditor in the South Florida Financial Services Division at PricewaterhouseCoopers

He is a Certified Public Accountant and an active member of the American Institute of Certified Public Accountants, Florida Institute of Certified Public Accountants and the Association of Accountants and Financial Professionals in Business.

Mr. Diaz earned bachelor and masters degrees in Accounting from Florida International University.

Lesner Castillo, CFA

SVP/Treasurer

Mr. Castillo oversees the bank’s treasury function, including fixed income portfolio management, derivatives and interest rate risk strategy, liquidity and capital strategy, and asset liability management. He brings nearly a decade of banking experience, preceded by two years as a macroeconomic research economist. Mr. Castillo is also an adjunct professor at the University of Miami’s Herbert Business School, where he teaches Investments and Security Markets. He is a CFA charter holder, awarded the charter by CFA Institute in 2022, and holds a Certificate in Bank Financial Management from the American Bankers Association, earned in 2019. He has also completed the Executive Program in Macro Financial Policymaking for Emerging Markets at Columbia University and the Advanced Enterprise Management program at the University of Maryland. Mr. Castillo holds a bachelor’s degree in Economics and a master’s degree in Applied Economics from Universidad Católica Andrés Bello.