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Personal Checking

Personal Checking

You want to have time to focus on what’s important to you and we want to help make that happen. When you have your personal checking account with us, we do everything we can to simplify it through state of the art technology and to personalize it through creating a meaningful relationship between You and your U.S. Century Banker. We have a variety of Personal Checking Services, one that is sure to fit your lifestyle and your financial needs.

PERSONAL CHECKING
Our Personal Checking account offers easy access to your money, with convenient features like mobile banking and ATM access. Whether you're paying bills, making purchases, or simply managing day-to-day expenses, our checking account makes it simple and hassle-free. Plus, with secure online banking and real-time transaction alerts, you’ll always stay on top of your finances. 
 
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NOW Account
For those who want even more from their checking account, we offer a personal checking account that pays you interest on your balances, making your money work for You.  It comes with all the conveniences you expect, debit card, internet banking with bill-pay, 24-hour access to your information online and on your mobile device, and a detailed monthly statement.
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Senior Citizen Checking
We want to help make your golden years the best years of your life with a checking account that is simple and convenient and a banker that provides the personalized service you deserve.  You only need $100 to open the account and it comes with a debit card, internet banking with bill-pay, 24-hour access to your information online and on your mobile device, and a detailed monthly statement. There are no monthly maintenance fees and no minimum balance you have to keep in your account. How simple is that!

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Personal fLEX Checking (i&II)1
This full-service account gives you convenience and flexibility.  You only need $100 to open the account and it comes with a debit card, internet banking with bill-pay, 24-hour access to your information online and on your mobile device, and a detailed monthly statement. There is no requirement to have direct deposit, although it is available for you. Plus, you can open your account online. How simple is that!
 
 
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INTERNATIONAL PERSONAL CHECKING
Our International Personal Checking account is designed to make banking effortless for customers around the globe. Whether you’re living abroad or frequently traveling, enjoy easy access to your funds, low fees, and seamless international transactions. With features like, online banking, and secure money transfers, managing your finances has never been more convenient—no matter where you are. 
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personal credit cards
At U.S. Century, we have a collection of personal credit cards because we know what’s most important to you could be different than what’s important to another of our valued customers. Whether it is no annual fee, lower interest rates, cash back, or rewards you are sure to find the right solution for your credit card needs. And they all come with increased purchasing power and global acceptance! Visit or call the U.S. Century banking center nearest you to apply for your personal credit card today.
 
Note: The credit card services offered are in conjunction with a third-party credit card provider, Cards Assets.

personal debit card

At U.S. Century, we understand you lead a busy lifestyle. That’s why we offer the convenience of a Personal Debit Card. A debit card works just like a credit card at merchants but it takes the funds directly from your checking account saving you the hassle of writing a check and showing your identification. Many merchants today are reluctant to take checks but the debit card can be used worldwide wherever MasterCard is accepted.

Note: The credit card services offered are in conjunction with a third-party credit card provider, Cards Assets.


century secure plus
ics®/cdars®
Century Secure Plus is a U.S. Century Bank service for clients looking to benefit from FDIC insurance on deposit amounts larger than the standard maximum of $250,000. Our ICS® and CDARS® products increase your access to FDIC insurance coverage for your checking, money market and certificate of deposit accounts.  
 
You will be completely covered through a single banking relationship with us, while earning interest with no additional fees. 
 





 

YOU'RE IN CHARGE ANYWHERE - ANYTIME!

Personal E-Banking

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