Two construction workers on a forklift discussing work plan.

SBA 7(a) Loans

As a small business owner, staying ahead of the competition is crucial. That's why we offer loans backed by the U.S. Small Business Administration (SBA) that help businesses keep moving forward. Loans range from $10,000 to $5,000,000 and are also available to help businesses in South Florida that might not qualify for traditional bank loans.

Use of proceeds:

  • Real estate: land and commercial building (owner-occupied)
  • Working capital
  • Debt refinancing
  • Purchase business inventory
  • Business acquisitions, partner buyouts
  • Machinery and equipment
  • Leasehold improvements

  • Longer terms than conventional lending
  • Lower down payments
  • Competitive interest rates
  • Flexible repayment terms
When it comes to taking the next step for your business, you can count on us. Get started today!

SBA 7(A) LOANS FROM $10,000 TO $500,000 - APPLY ONLINE

U.S. Century Bank, powered by our partnership with industry-leading technology provider, NewtekOne, makes applying for SBA 7a loans up to $500,000 fast, easy, and secure.


As an SBA Preferred Lender, our team of experts provides faster response on your loan application greater than $500,000 and offers personalized guidance based on the unique needs of your business.

Contact our SBA product specialists today!

Celebrating the Power of Small Business with our Customers

Man standing in his business warehouse - Paolo Longo, owner of Flamingo Paper






*In participation with the SBA. All loans are subject to credit approval and product requirements. U.S. Century Bank is not affiliated with NewtekOne. U.S. Century Bank makes no representation or warranty as to the quality, accuracy, or reliability of NewtekOne services or its website. NewtekOne conducts a soft credit pull that will not affect your credit score. However, in processing your loan application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after qualification has been determined.



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