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Personal Checking Account Comparison

FEATURES PERSONAL FLEX CHECKING1 NOW ACCOUNT SENIOR CITIZEN CHECKING
Minimum balance to open $100 $1,000 $100
Minimum balance to avoid monthly fees None $1,500 None
Monthly maintenance fee if balance falls under minimum required None $10 None
Item Fee None $0.15 per month statement cycle for every bank check paid, deposit slip, and check deposited if the collected balance falls below $1,500 None
Free Debit Card Yes blue checkmark icon Yes blue checkmark icon Yes blue checkmark icon
Direct deposit required No No No
Free Internet Banking with Bill Pay Yes blue checkmark icon Yes blue checkmark icon Yes blue checkmark icon
ATM Access Yes blue checkmark icon Yes blue checkmark icon Yes blue checkmark icon
Overdraft protection available Yes blue checkmark icon Yes blue checkmark icon Yes blue checkmark icon
Teller Transactions Unlimited Unlimited Unlimited
Online Account Opening1 Open Online N/A N/A
1Online personal deposit account opening is available to individuals who are U.S. citizens or resident aliens with a valid taxpayer identification number and reside in the state of Florida.
 
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