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Schedule of Fees
Account Maintenance Fees (Effective July 15, 2015)
Personal Checking

Minimum Balance of $100.00 to open account.

Maintenance Fee: None

Senior Citizen Checking

Minimum Balance of $100.00 to open account.

Maintenance Fee: None

NOW Account

Minimum Balance of $1,000.00 to open account.

Maintenance Fee: $10.00 per monthly statement cycle, if the balance falls below $1,500.00

Item Fee: $.15 per monthly statement cycle for every check paid, deposit slip, and check deposited if the collected balance falls below $1,500.00

Monthly Printed Statement Fee: $4.97

Century Gold Personal MM (Money Market)

Minimum Balance of $500.00 to open account.

Maintenance Fee:  $10.00 per monthly statement cycle if the balance falls below $500.00
Century Plus Personal Money Market

Minimum Balance of $2,500.00 to open account.

Maintenance Fee:  $10.00 per monthly statement cycle if the balance falls below $2,500.00

Century Gold Personal Sav (Savings)

Minimum Balance of $500.00 to open account.

Maintenance Fee: $10.00 per quarterly statement cycle if the balance falls below $500.00
Personal Savings

Minimum Balance of $250.00 to open account.

Maintenance Fee: $5.00 per quarterly statement cycle if the balance falls below $250.00
Minor Savings

Minimum Balance of $20.00 to open account.

Maintenance Fee: None
Century Plus Personal Savings* Maintenance Fee: $10.00 per monthly statement cycle if the balance falls below $2,500.00
Century Plus Personal Sav (Savings)* Maintenance Fee: $10.00 per quarterly statement cycle if the balance falls below $2,500.00
Premier Personal MM*

Maintenance Fee: $25.00 per monthly statement cycle, if the balance falls below $2,500.00

 

Employee Direct Deposit Account* Maintenance Fee: None
*No Longer Offered  

 

Additional Fees & Services`
Payment Orders
Cashier's Check
     Customer
     Non-Customer
     Counter Check
 
$10.00
$25.00
$1.50

Wire Transfer
     Incoming Wire Transfer Fee
     Outgoing Wire Transfer Fee
     Outgoing INTL (International) Wire TRF (Transfer) Fee                            Outgoing International Wire Fee for Consumers  

 
$15.00
$25.00
$45.00                                    $70.00

 

Wire Tracer $15.00
Wire Notice By Email Confirmation No Charge
Draft in Foreign Currency $20.00
Safe Deposit Boxes

Boxes
     2"x5"
     3"x5"
     3"x10"
     5"x5*
     5"x10"
     10"x10"

(*Only available at our Aventura Branch)

 
$20.00
$30.00
$50.00
$40.00
$100.00
$150.00

Late Fee $10.00
Safe Deposit Box Drilling $200.00
Key Deposit $25.00
Funds / Transaction Related
Stop Payment $30.00
Stop Payment (online) $15.00
Overdraft Coverage Transfer $5.00
Internal Transfers $10.00
Interest on Uncollected Funds
(for the overdrawn amount per day)
18.00%
*NSF / Check Charge $38.00
Uncollected Funds Charge (paid or returned items) $14.00
Charge Back Check (loan payment) $25.00
Deposit Correction $5.00
Deposit Item Chargeback $10.00
Non-US Century ATM Charge $3.00
Debit Card Replacement $10.00
Instant Issue Debit Card $5.00
Non-Customer ATM Transactions $3.50
Levies / Garnishment / Legal Process $100.00
Collection - Domestic $25.00
Collection - Foreign $70.00
Excessive Activity Charge - Money Market (per item) $10.00
Excessive Activity Charge - Savings Account (per item) $3.00
Mobile Banking Deposit Fee (per item) $2.00
Account Servicing
Accounts Closed within 180 days of opening $25.00
Account Activity Printout $5.00
Account Reconciliation $25.00
Account Verification Letter $15.00
Dormant Deposit Account (after 12 months excluding savings accounts)
     On accounts with a Monthly Statement Cycle
     On accounts with a Quarterly Statement Cycle

$15.00
$45.00
Dormant Savings Account (after 24 months)
     On accounts with a Monthly Statement Cycle
     On accounts with a Quarterly Statement Cycle

$15.00
$45.00
Duplicate Statements (Without Checks) $10.00
NOW Account Printed Paper Statement Cycle Fee $4.97
Other Services
Bond Collections $20.00
Audit Confirmation $10.00
Automatic Sweep Transfer $5.00
Customer Safekeeping (per month) $5.00
Photocopy Documents (per copy) $2.00
Hold Mail (per month) $20.00
Notary Service $10.00
Signature Guarantee $5.00
Research (per hour) $25.00
Returned mail (per month) $15.00
Night Depository Annual Fee $25.00
Night Depository Key Replacement $25.00
Bulk Deposit Processing (per hour) $15.00
Coin Rolls (per roll) $.20
Strapped bills - outgoing (per strap) $.50

Bank Reference

$10.00

Non - U.S. Century Bank Customer Check Cashing Fee

$7.00

   

*NSF / Check Charge applies to overdrafts created by check, in-person withdrawal, or other electronic means. Excludes one time Point of Sale (PoS) and ATM transactions.

 

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