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U.S. CENTURY BANK CORPORATE FACT SHEET

U.S. Century Bank is a locally owned and operated commercial bank focused on serving the banking needs of South Florida’s communities. The bank is recognized as one of the 10 largest community banks headquartered in Miami. Our goal is to become the bank of choice for businesses, professionals and individuals.

At U.S. Century Bank we take pride in providing superior customer service. You can rely on our financial strength and local expertise to deliver banking solutions that will help you achieve your financial goals. U.S. Century Bank received a coveted five-star rating from Bauer Financial and is rated one of the top three strongest banks in Florida by TheStreet.com, a New-York-Based financial news and analysis company.

Year Founded

October 28, 2002

Financial Strength

U.S. Century has been profitable since its third month of operations.
As of 09/30/08, U.S. Century Bank had more than $1.7 billion in total assets under management with $1.4 billion in deposits and $1.4 billion in loans originated.
As of 09/30/08, the bank had year-to-date income of $1.8 million.
As of 9/30/08, the bank had $179 million in equity capital with a lending limit of $44.80 million per borrower.

AWARDS AND ACCOLADES

In 2008, U.S. Century Bank received a five-star rating from Bauer Financial, widely considered the nation’s bank rating service.
In 2008, U.S. Century Bank was rated one of the strongest banks in Florida by TheStreet.com, a New York-based financial news and analysis company.
The bank received the 2008 Beacon Award in Financial Services from the Beacon Council.
U.S. Century Bank received a 2008 Top 100 Outstanding Minority Business Award from The Greater Miami Chamber of Commerce
In 2007, the bank was named Bank of the Year by both the Latin Builder’s Association and the South Florida Hispanic Chamber of Commerce.

HEADQUARTERS 2301 N.W. 87 Avenue Doral, FL 33172 T. 305.715-5200 F. 305.513-3734	WEB SITE www.uscentury.com
	NUMBER OF EMPLOYEES 260 (as of October 2008)

Executive Management

U.S. Century Bank is managed and operated by one of the industry’s most experienced and respected group of bankers. The executives’ combined knowledge and understanding of the local market along with managerial experience have been pivotal to the bank’s success.

Octavio Hernández, Vice Chairman, President, CEO and Secretary of the Board
Samuel A. Milne, First Executive Vice President and Chief Financial Officer
Abel Montuori, First Executive Vice President and Senior Lending Officer
Ricardo Sánchez, Executive Vice President, Senior Business Development
Officer
George H. Bermudez, Executive Vice President, Corporate Lending
Jose Monte, Executive Vice President, Commercial Lending
Oscar Gómez, Executive Vice President, Global Banking
William Garzozi, Executive Vice President, Credit Administration

Board of Directors

U.S. Century Bank’s directors are successful business leaders who have built companies from the ground up and who are experienced in operating and managing financial institutions. They provide the bank’s management with strategic direction.

Ramón E. Rasco, Chairman of the Board of Directors of U.S. Century Bank; Managing Partner, Rasco, Klock, Reiniger, Pérez, Esquenazi, Vigil & Nieto P.A.
Octavio Hernández, Vice Chairman, President, CEO and Secretary of the Board of Directors, U.S. Century Bank
Sergio Pino, President and CEO, Century Homebuilders
Francisco R. Angones, Managing Partner, Angones, McClure & Garcia P.A.
Rodney Barreto, President, Barreto Group, Inc.
Armando J. Guerra, Chairman, Neighborhood Planning Company; Vice President, Sedano’s Supermarket
Agustín Herrán, President and CEO, General Real Estate Corporation
Manuel A. Herrán, President Sedano’s Supermarket and General Real Estate Corporation
Jose Cancela, Principal, Hispanic USA Inc.

Branches

In May 2009, U.S. Century Bank opened its 25 branch located in Hialeah Florida. Through our network of branches in Miami-Dade and Broward counties, as well as our online banking platform, we offer our customers a wide range of financial products.

U.S. Century Bank branches are located in Brickell, Coral Gables (3), Country Club, Dadeland, Doral, Downtown Miami, East Hialeah, Hialeah Gardens, Hollywood, Key Biscayne, Little Havana, Miami (4), Miami Lakes, Miller Drive, South Beach, West Flagler, West Hialeah(2), and West Kendall.